Hi Michelle, you can check with your insurance agent to see if they cover for you.

A natural disaster is typically defined by insurance companies as “a flood, fire, hurricane, tornado, earthquake, volcanic eruption that is due to natural causes.” But it is important to note that not all these disasters are included in every plan’s description of coverage.

I would advise you to take all the necessary pictures and sending them to your insurance agent to see how much coverage they can offer you.