Best Car Insurance Plans in Malaysia – 2025 Edition

Car insurance is not just a legal requirement in Malaysia—it is your financial safeguard. With Malaysia petrol prices fluctuating, increasing traffic cameras in Malaysia, and unpredictable road conditions, having the right insurance in Malaysia provides peace of mind.

Best Car Insurance Plans in Malaysia (2025)

Here’s a comparison of the best car insurance plans in Malaysia for 2025 based on coverage, price, and benefits.

1. Etiqa Takaful Car Insurance

• Comprehensive and third-party coverage

• Free towing service

• Fast claims process

2. Allianz Motor Comprehensive

• Customizable add-ons (flood coverage, windscreen protection)

• High claim approval rate

• 24/7 emergency assistance

3. AXA Affin SmartDrive Enhanced

• Flexible coverage options

• Key replacement up to RM10,000

• Free personal accident coverage

4. Takaful Malaysia Motor Takaful

• Shariah-compliant insurance

• Fast claims approval

• Cashback for no claims

5. Zurich Car Insurance

• Easy renewal process

• Attractive premium discounts

• Roadside assistance services

How to Choose the Best Car Insurance

When selecting car insurance, consider the following factors:

• Type of Coverage: Comprehensive vs. Third Party

• Premium Price: Balance between cost and coverage

• Claims Process: The faster, the better

• Additional Coverage: Flood, windscreen, and personal accident

Selling Your Car? Get a Free Valuation

If you’re planning to sell your car in Malaysia, the Motorist App makes it easy to sell used cars hassle-free. You can also sell your car online and get the best offers instantly!

Download the Motorist App now!

Whether you’re looking for the best insurance in Malaysia or planning to sell your used car, having the right protection is crucial. Stay informed, compare plans, and get the best deal today!

Read More: Why Second-Hand EVs Are Becoming More Popular in Malaysia?

Download the Motorist App now. Designed by drivers for drivers, this all-in-one app lets you receive the latest traffic updates, gives you access to live traffic cameras, and helps you manage vehicle related matters.