5 claims you can make after a traffic accident in Malaysia

Accidents happen, and when they do, you may find yourself unsure of what to do next. The good news is that in Malaysia, there are several claims you can make following a traffic accident. These claims can help cover vehicle repairs, medical bills, and even lost income. Knowing your rights can save you from unnecessary stress. Here are the top five claims you should consider making right after an accident.

Vehicle Damage Repair

First and foremost: your car! After a traffic accident, you can file a claim under your insurance policy to have your vehicle repaired. Whether your car has a minor dent or significant damage, your insurer should cover the costs, depending on the terms of your policy. 

If your car is beyond repair after the accident, don't waste any time,sell it easily using the Motorist App. You can get a free valuation and avoid the hassle of haggling.

Medical Expenses

If you've sustained injuries, medical claims are essential. This includes immediate treatment, hospitalization, and follow-up visits. Keep all receipts and medical reports handy for an easy claims process. A pro tip is to get yourself checked out even if you feel "fine" is a good move. You might have hidden injuries that show up later.

Loss of Income

Accidents can knock you out of work for days, weeks, or even longer. If you're unable to work due to injuries, you can claim for loss of income. This is especially crucial for freelancers or gig workers who don’t have the safety net of paid leave. You deserve to be compensated for any workdays lost due to the accident.

Third-Party Liabilities

If another person’s property or vehicle was damaged in the accident, you might be held responsible. Fear not! Your insurance should cover third-party claims. Just ensure that you’ve got the right coverage. Otherwise, you're on the hook for paying out of pocket, and that can add up fast!

Petrol and Miscellaneous Costs

Yes, even the little things count. If your car was towed, or you needed to top up on petrol because of the accident, these expenses might also be reimbursed. It’s not as common, but hey, every bit helps. And don’t forget: tracking your Malaysian petrol prices can save you even more in the long run. You can do that on the Motorist App, too!

Read More: Shocking truth: Faulty car tyres are four times more dangerous than drunk driving!

Download the Motorist App now. Designed by drivers for drivers, this all-in-one app lets you receive the latest traffic updates, gives you access to live traffic cameras, and helps you manage vehicle related matters.